2025年9月,瑞典家庭贷款年增长率从8月的2.7%微升至2.8%,为2023年2月以来的最高水平。住房贷款占家庭总贷款的83%,同比增长2.6%,而消费贷款占家庭贷款的6%,增长4.4%,低于8月份的5.1%。对非金融公司的贷款同比增长2.5%。与此同时,9月份新抵押贷款协议的平均利率为2.80%,低于8月份的2.86%,而新住房贷款(1-5年)的平均固定利率略高,为2.88%。家庭存款从上个月的28690亿瑞典克朗降至28600亿瑞典克朗,其中75%存于按需账户。
The annual growth rate of lending to Swedish households inched up to 2.8% in September 2025 from 2.7% in August, marking the highest level since February 2023. Housing loans, which make up 83% of total household lending, increased by 2.6% year-on-year, while consumer loans, accounting for 6% of household lending, grew 4.4%, down from 5.1% in August. Lending to non-financial corporations rose 2.5% over the year. Meanwhile, the average interest rate on new mortgage agreements stood at 2.80% in September, down from 2.86% in August, while the average fixed rate on new housing loans (1–5 years) was slightly higher at 2.88%. Deposits from households decreased to SEK 2,860 billion from SEK 2,869 billion in the previous month, with 75% held in on-demand accounts.