17:47:02
英国 United Kingdom
2024年11月,英国购房的净抵押贷款批准减少了2400,降至65700,低于市场预期的68500,但仍高于此前12个月的平均水平60400。同样,再抵押批准(仅包括与另一家贷款人的再抵押)减少了300份,至31200份,但仍高于之前12个月的平均值30000份。11月,新提取抵押贷款的“实际”利率(即实际支付的利息)下降了11个基点,至4.50%,为2023年4月以来的最低水平。同期,未偿还抵押贷款存量利率从10月的3.78%上升到11月的3.80%,再次创下系列新高。
Net mortgage approvals for house purchases in the United Kingdom, which is an indicator of future borrowing, decreased by 2,400 to 65,700 in November 2024, below market expectations of 68,500 but remained above their previous 12-month average of 60,400. Likewise, approvals for remortgaging, which only capture remortgaging with a different lender, decreased by 300 to 31,200 but remained above their previous 12-month average of 30,000. The ‘effective’ interest rate, which is the actual interest paid, on newly drawn mortgages decreased by 11 basis points, to 4.50% in November, the lowest since April 2023. Over the same period, the rate on the outstanding stock of mortgages increased from 3.78% in October to 3.80% in November, a further series high.