周四，美国三大股指上涨超过0.8%，标准普尔500指数和纳斯达克100指数收于历史新高，6月份非农就业人数增加14.7万人，远高于11万人的共识，失业率意外降至4.1%，巩固了经济有弹性的观点。科技领军企业反弹，英伟达上涨1.3%，新思科技上涨4.2%，得益于人工智能驱动的强劲盈利势头和白宫决定取消对中国芯片设计软件的出口限制。与此同时，美越贸易协议的进展以及众议院对特朗普总统3.4万亿美元税收和支出法案的近乎最终批准，提振了更广泛的市场乐观情绪。芯片设计同行Cadence design和Synopsys各上涨了约5%，Datadog在即将被纳入标准普尔500指数后飙升了10%。市场将于今日早盘收盘，周五因独立日而休市。

The three major averages in the US rose over 0.8% on Thursday, with the S&P 500 and Nasdaq 100 closing at record highs as nonfarm payrolls rose by 147K in June, well above the 110K consensus—and the unemployment rate unexpectedly fell to 4.1%, cementing the view of a resilient economy. Technology leaders rallied, Nvidia gained 1.3% and Synopsys jumped 4.2% on robust AI-driven earnings momentum and the White House’s decision to lift export restrictions on chip-design software to China. Meanwhile, broader market optimism was bolstered by progress on a US-Vietnam trade deal and the near-final House approval of President Trump’s $3.4 trillion tax-and-spending bill. Chip-design peers Cadence Design and Synopsys each added about 5%, and Datadog soared 10% after its imminent inclusion in the S&P 500. Markets will close early today and remain closed Friday for Independence Day.

截至7月3日，房地美支持的30年期固定抵押贷款的平均利率比上周下降了10个基点，降至4月以来的最低水平6.77%，较5周前的近4个月最高水平进一步回落。房地美首席经济学家Sam Khater表示：“30年期固定利率抵押贷款的平均值连续第五周下降。这是自3月初以来的最大单周跌幅。抵押贷款利率的下降令人鼓舞，尽管整体负担能力挑战仍然存在，但更多的卖家正在进入市场，为潜在买家提供优势。”。

The average rate on a 30-year fixed mortgage backed by Freddie Mac dropped by 10 bps from the previous week to the lowest since April of 6.77% as of July 3rd, easing further from its highest level in nearly four months seen five weeks ago. “The average 30-year fixed-rate mortgage decreased for the fifth consecutive week. This is the largest weekly decline since early March. Declining mortgage rates are encouraging and, while overall affordability challenges remain, more sellers are entering the market giving prospective buyers an advantage,” said Sam Khater, Freddie Mac’s chief economist.

在NFP意外之后，美元又回来了？。

After NFP surprise, US Dollar Back in Play?.

截至6月27日的一周，美国公用事业公司增加了550亿立方英尺（bcf）的天然气储存，使总库存达到2.953万亿立方英尺（tcf）。建造量超过了530亿立方英尺的市场预期，而去年同期增加了350亿立方英尺，五年平均值（2020-2024）为610亿立方英尺。这标志着能源公司对储能的净注入量连续第11周超过往常。

US utilities added 55 billion cubic feet (bcf) of natural gas into storage for the week ending June 27, bringing total inventories to 2.953 trillion cubic feet (tcf). The build exceeded market expectations of 53 bcf and compares with an increase of 35 bcf in the same week last year and a five-year average (2020–2024) of 61 bcf. This marked the 11th consecutive week of bigger-than-usual net injections into storage by energy firms.