00:11:00
美国 United States
据房地美称,截至9月26日,30年期固定抵押贷款的平均利率小幅降至6.08%,达到2022年9月中旬以来的最低水平,低于上周的平均6.09%。这一下降恰逢美联储开始降息周期,降息幅度超过预期的50个基点,这是自2020年以来的首次降息。一年前,30年期抵押贷款的平均利率更高,为7.31%。房地美首席经济学家Sam Khater表示:“尽管本周的跌幅很小,但30年期固定利率抵押贷款已降至两年来的最低水平。”。他补充道:“鉴于利率呈下降趋势,再融资活动继续增加,为许多房主创造了削减每月抵押贷款的机会。与此同时,许多想买房的人正在玩等待游戏,看看随着未来几周更多经济数据的发布,利率是否会进一步下降。”。
The average rate on a 30-year fixed mortgage eased slightly to 6.08% as of September 26th, hitting its lowest level since mid-September 2022, down from last week when it averaged 6.09%, according to Freddie Mac. The decrease coincides with the Federal Reserve kicking off its rate-cutting cycle with a larger-than-expected 50 basis point cut, the first reduction since 2020. A year ago, the average rate for a 30-year mortgage was higher at 7.31%. “Although this week’s decline was slight, the 30-year fixed-rate mortgage trended down to its lowest level in two years,” said Sam Khater, Freddie Mac’s Chief Economist. “Given the downward trajectory of rates, refinance activity continues to pick up, creating opportunities for many homeowners to trim their monthly mortgage payment. Meanwhile, many looking to purchase a home are playing the waiting game to see if rates decrease further as additional economic data is released over the next several weeks.”, he added.