19:11:14
美国 United States
根据抵押贷款银行家协会的数据,截至2025年10月24日的一周,美国30年期固定利率抵押贷款的平均合同利率(806500美元或更低)从上一时期的6.37%降至6.3%。抵押贷款利率连续第四周下降,达到2024年9月以来的最低水平,因为国债收益率在低于预期的CPI报告后继续下降,该报告增强了人们对美联储今年进一步降息的预期。MBA副总裁Joel Kan表示:“最近利率的下降刺激了再融资活动的连续第二周增加,这主要是由传统的再融资申请推动的。”。抵押贷款申请激增7.1%,购房申请增长4.5%,住房贷款再融资申请增长9.3%。
The average contract interest rate on 30-year fixed-rate mortgages with conforming loan balances ($806,500 or less) in the US fell to 6.3% in the week ending October 24th, 2025, from 6.37% the previous period, according to the Mortgage Bankers Association. Mortgage rates fell for a fourth consecutive week, reaching their lowest level since September 2024, as Treasury yields continued to decline following a weaker-than-expected CPI report that reinforced expectations of additional Fed rate cuts this year. “This recent decline in rates spurred the second consecutive week of increased refinance activity, driven mainly by conventional refinance applications,” said Joel Kan, MBA’s vice president. Mortgage applications jumped 7.1%, with those to purchase a home up 4.5% and those to refinance a home loan jumping 9.3%.