美国3月份除汽车外零售额（月环比）为0.5%，高于预期（0.3%）。美国3月份除汽车外零售额（月环比）为0.5%，高于预期（0.3%）

United States Retail Sales ex Autos (MoM) came in at 0.5%, above expectations (0.3%) in March.United States Retail Sales ex Autos (MoM) came in at 0.5%, above expectations (0.3%) in March

3月份美国零售额（月环比）比预期（1.3%）高1.4%。3月份美国零售额（月环比）比预期（1.3%）高1.4%

United States Retail Sales (MoM) registered at 1.4% above expectations (1.3%) in March.United States Retail Sales (MoM) registered at 1.4% above expectations (1.3%) in March

美国零售额（年环比）：4.6%（3月）对3.1%。美国零售额（年环比）：4.6%（3月）对3.1%

United States Retail Sales (YoY): 4.6% (March) vs 3.1%.United States Retail Sales (YoY): 4.6% (March) vs 3.1%

美国抵押贷款银行家协会（Mortgage Bankers Association）汇编的数据显示，4月第二周，美国抵押贷款申请量比前一周下降了8.5%，这是自年初以来的最大跌幅，以缓解前一周20%的激增。这一暴跌与基准抵押贷款利率上升相一致，此前美国对主要贸易伙伴的关税升级引发了长期国债和资产支持证券的抛售。对利率短期变化更敏感的房屋再融资申请本周下降了12%。反过来，尽管有证据表明库存增加，但购买新房的抵押贷款申请下降了5%。

Mortgage application volumes in the US slumped by 8.5% from the previous week in the second week of April, the sharpest decline since the start of the year to trim the 20% surge from the earlier week, according to data compiled by the Mortgage Bankers Association. The slump was in line with higher benchmark mortgage rates after the escalation of tariffs by the US against major trading partners triggered a selloff in long-dated Treasury securities and asset-backed securities. Applications to refinance a home, which are more sensitive to short-term changes in interest rates, slumped by 12% on the week. In turn, applications for a mortgage to buy a new home fell by 5% despite evidence of higher inventory.