截至7月24日，房地美支持的30年期固定抵押贷款的平均利率比上周微跌1个基点，至6.74%，保持在三周前4月以来的最低水平6.67%以上。房地美首席经济学家Sam Khater表示：“本周，30年期固定利率抵押贷款基本持平，为6.74%。总体而言，房地产市场的背景是积极的，因为经济继续表现良好，就业和收入增长稳健。”。

The average rate on a 30-year fixed mortgage backed by Freddie Mac fell by a marginal 1 bps from the previous week to 6.74% as of July 24th, holding above its lowest since April of 6.67% seen three weeks ago. “This week, the 30-year fixed-rate mortgage essentially remained flat at 6.74%. Overall, the backdrop for the housing market is positive as the economy continues to perform well with solid employment and income growth,” said Sam Khater, Freddie Mac’s chief economist.

美元预测：DXY反弹，因贸易谈判和央行信号支持涨势。美元指数在连续四天下跌后反弹，贸易谈判和央行信号提振了市场情绪。关键阻力位和支撑位现在备受关注。

US Dollar Forecast: DXY Rebounds as Trade Talks and Central Bank Signals Support Gains.US Dollar Index rebounds after four-day slide as trade talks and central bank signals boost sentiment. Key resistance and support levels now in focus.

美国财政部宣布下周的息票拍卖。值得注意的是，2年期和5年期国债拍卖将于周一举行。7年期国债拍卖将于周二举行。

The U.S. Treasury announces the coupon auctions for next week.Of note, is that the 2 and 5-year note auctions will take place on Monday. The 7-year note auction will take place on Tuesday.

2025年6月，美国新独栋住宅的销售额增长了0.6%，经季节性调整后的年化率为62.7万套，略高于5月份的七个月低点62.3万套，但仍远低于市场预期的65万套。数据显示，住房市场持续面临压力，因为高抵押贷款利率和经济不确定性导致许多买家推迟了购买决定。从地区来看，南部（增长5.1%，至39万套）和中西部（增长6.3%，至8.5万套）的新房销售有所增长，而东北部（下降27.6%，至2.1万套）以及西部（下降8.4%，至13.1万套）则大幅下降。

Sales of new single-family homes in the United States rose 0.6% in June 2025 to a seasonally adjusted annualized rate of 627,000 units, slightly up from May’s seven-month low of 623,000 but still well below market expectations of 650,000. The data indicate continued pressure on the housing market, as high mortgage rates and economic uncertainty have led many buyers to delay purchasing decisions. Regionally, new home sales increased in the South (up 5.1% to 390,000) and the Midwest (up 6.3% to 85,000), while declining sharply in the Northeast (down 27.6% to 21,000) and the West (down 8.4% to 131,000).